Thank you for visiting K12Insurance.com, a division of LewerMark, which is maintained by The Lewer Agency, Inc. We hope that you find the information presented on our website helpful. Please remember that by viewing our website, you do so under the following conditions of use without limitation or qualification. Though there’s a lot of information, please read these conditions carefully before exploring our website. We do reserve the right to revise or update these conditions at any time by updating this page and you will be considered bound by the conditions currently addressed on this page at the time you visit our website.

We provide this website as a service to our visitors without warranties of any kind either expressed or implied. The information, descriptions, and discussions contained herein are not intended to be a comprehensive discussion of all the terms, exclusions, limitations, or conditions applicable to any of our products and services. Further, please note that products may vary by state and some products and services may not be available in all states. If you have particular questions, please refer to your policy, the specimen contract for your state, or the relevant product or services agreement for more information. If you would like to speak with someone at LewerMark, you can reach us on our contact page.

While we do maintain this website for marketing purposes, this site is not designed or intended to advance or sell any specific product or service and nothing herein should be considered an offer, a solicitation, or an inducement to purchase insurance. So any such reference to a particular product or service is purely for illustrative or informational purposes.

Best Efforts

We strive to always do our very best and have used our best efforts here to provide you with current, accurate information; however, sometimes errors or omissions do occur. As such, LewerMark makes no warranties or representations as to the accuracy of the content on our website and under no circumstances (including, but not limited to, negligence), will LewerMark, or any party involved in the creation, production, or publication of this website be liable to you for any damages (including, but not limited to, direct, incidental, consequential, indirect, or punitive damages) that result from the use of, the inability to use, or reliance upon the materials on this website.

Similarly, LewerMark does not warrant this website, the links, or any of the functions contained herein will be available and uninterrupted. Nor do we warrant that the website is error-free, that any such errors will be corrected, or that the website, its applications, and servers are virus-free and we cannot and shall not be liable for any damage incurred or viruses received as a result of your browsing this site or the downloading or copying of any information.

We may discontinue or temporarily suspend availability of the entire website or any page or pages for any reason and without notice or liability. Routine maintenance, demand on systems and other circumstances may mean that this web site and the services provided on it may not always be available.

LewerMark does not release or sell any information collected as a result of your use of this website.

Intellectual Property

No materials or information contained in this website may be copied, reproduced, republished, posted, transmitted, or distributed in any way without the express written permission of LewerMark.

All information presented on this website (Including, but not limited to, data, articles, and images) is subject to copyright or trademark protection and is either owned by LewerMark, or is used with permission from the rights holder. By visiting this website, you acquire no rights in the website other than a limited right to use the website in accordance with these terms and conditions.

Nothing contained herein should be interpreted as granting any right or license to use any rights-protected information or images published on this website (including linking this site to a site under your control or under the control of a third-party) without the express written permission LewerMark.

Links to other websites

Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.